Payment Plans and Insurances

Our interest free payment plans so you can smile now and pay later

Afterpay

Split Your Fee into 4 Equal Instalments

With Afterpay, you can enjoy your dental treatments now and pay later with 4 equal instalment payments over 8 weeks. Here’s what you can do with Afterpay:

  • Pay in 0% interest instalments for dental treatments up to $2,000. Your first instalment is due on the same day as your treatment.
  • Braces and Orthodontics: Get the smile you want with Afterpay. No extra charges if you pay on time. Late fees apply for missed payments.
  • Easy Setup, No Credit Check: Setting up Afterpay is simple and does not require a credit check. Receive quick approval confirmation.
Please note: Afterpay is available for dental treatments ranging from $1 up to your approved Afterpay limit.

Humm

0% Interest Payment Plans

Discover the convenience of Humm’s interest-free payment plans, designed to make accessing treatments easier for you. Here’s what Humm offers:

  • Access treatments up to $30,000 with an interest-free payment plan spread over 6 to 36 months, depending on your treatment fee. Choose from different payment structures that suit your budget and schedule.
  • Simple Application Process: Eligibility is straightforward. You must be 18 years or older, hold a permanent job of 20+ hours per week, or be on an aged or veteran’s pension. You must meet credit assessment criteria, be a permanent resident of Australia, and have a valid phone number.

Terms & Conditions: A monthly account-keeping fee of $8 and a one-off establishment fee of $70 will apply. Terms and conditions are subject to change by the provider. Refer to your contract for detailed information.

Medicare Child Dental Benefits Schedule​

Is your child between 0-17 years old? They may be eligible for gap-free general dental treatments under the Medicare Child Dental Benefits Schedule (CDBS). Here’s what you need to know:

  • Eligible children can receive up to $1,096 worth of dental services over 2 calendar years through the CDBS.
  • At Luminaire Dental, we proudly accept the CDBS. Our team is here to assist you in utilising this benefit for your child’s dental care needs.

Not sure if your child is eligible? Contact us at (03) 9969 2026, and our friendly staff will provide guidance and assistance regarding your child’s eligibility under the CDBS.

We accept all

Health Funds Participating Under HICAPS